What kind of agreement is it?

I'm being asked to sign ______ and I want to understand it before I do. Here is the text: "______" Please: 1. Summarize what I would be agreeing to, in plain English, in under 150 words. 2. List anything that could cost me money — fees, automatic renewals, penalties, price increases. 3. List anything that limits my rights or makes it hard to cancel. 4. Tell me which specific sentences I should ask about before signing. 5. Tell me what you can't assess, and whether this is something worth having a lawyer look at. Be direct. Assume I would rather hear the bad parts first.